Institution record
dlocal
dLocal
- Source score
- 6.0
- Warnings
- 0
- Comments
- 0
Licence records
Licences within our coverage (financial institutions headquartered across singapore, asia-pacific, the middle east and emerging markets) are listed first. Check each one on the regulator's own register.
| Regulator | Licence no. | Status | Licensed entity | Date | |
|---|---|---|---|---|---|
Financial Conduct Authority (UK FCA) | 1007955 | Regulated | Dlocal | 2024-12-17 | |
Financial Crimes Enforcement Network (FinCEN) | 31000287499547 | Regulated | Dlocal | 2024-12-02 | |
Malta Financial Services Authority | C 77538 | Regulated | Dlocal Ltd | 2017-02-24 |
Peer regulatory & risk comparison
Side-by-side supervisory and risk benchmark comparing dlocal against peer institutions in our financial institutions headquartered across singapore, asia-pacific, the middle east and emerging markets dataset.
| Institution | Primary regulators | Regulated / total | Risk classification | Source score | Warnings |
|---|---|---|---|---|---|
| dlocal (this record) | Financial Conduct Authority (UK FCA)Financial Crimes Enforcement Network (FinCEN)MFSA | 3 / 3 | Risk level not supplied | 6.0 | 0 |
State Bank of Pakistan (SBP)FSCA | 2 / 2 | Risk level not supplied | 5.0 | 0 | |
Financial Services CommissionFinancial Supervisory Service of Korea (FSS) | 2 / 2 | Risk level not supplied | 5.0 | 0 | |
FSRACentral Bank of Bahrain (CBB) | 2 / 2 | Risk level not supplied | 3.0 | 0 | |
Dubai Department of Economy and Tourism (DET / DED)UAE Telecommunications and Digital Government Regulatory Authority (TDRA) | 0 / 2 | Risk level not supplied | 2.0 | 0 | |
SEBI | 1 / 1 | Risk level not supplied | 7.0 | 0 |
dlocal: institutional due diligence FAQ
Key supervisory, licensing, and counterparty verification questions generated from the dataset.
What is dlocal's regulatory licence status and supervisory authorisation?
In our imported dataset, dlocal (legal entity reference: dLocal) holds 3 recorded licence entries, of which 3 carry a "regulated" status and 3 are marked regulated or registered: Financial Conduct Authority (UK FCA) — licence 1007955, status: regulated; Financial Crimes Enforcement Network (FinCEN) — licence 31000287499547, status: regulated; MFSA (Malta Financial Services Authority) — licence C 77538, status: regulated. Institutional due diligence requires verifying that the exact legal entity on your counterparty agreement matches the licensed entity name and registration number on the official Financial Conduct Authority (UK FCA), Financial Crimes Enforcement Network (FinCEN), MFSA public register.
Which of dlocal's jurisdictions and licences fall within this site's regulatory coverage?
dlocal is registered at Luis Bonavita 1294, WTC Free Zone Tower 2, Floor 15 & 16 and tracked under our financial institutions headquartered across singapore, asia-pacific, the middle east and emerging markets scope based on its institutional service profile (Cross-border payment) rather than a domestic focus licence. Its 3 recorded licences (Financial Conduct Authority (UK FCA), Financial Crimes Enforcement Network (FinCEN), MFSA) should be evaluated for cross-border passporting and local solicitation rules.
What is dlocal's institutional risk classification, enforcement exposure, and score profile?
dlocal carries a "risk level not supplied" classification in the source dataset, alongside composite 5-dimension ratings out of 10 (overall: 6.0, risk & licensing: 6.0, brand: 6.0, market influence: 6.0, user reputation: 0.0). The record flags 0 regulatory warning or complaint counts. Because these figures reflect imported source fields rather than primary audit findings, compliance teams should review primary enforcement bulletins directly.
What operational due diligence steps apply to dlocal's platforms, entity structure, and complaints?
Before allocating capital or executing trades with dlocal, institutional and retail allocators should: (1) confirm the domain (dlocal.com) against regulator-approved domains to guard against clone firms; (2) verify whether any of the 0 recorded warning/complaint entries or 0 user comments involve withdrawal restrictions or scope violations; and (3) confirm the dispute-resolution ombudsman tied to Financial Conduct Authority (UK FCA).
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